Protecting Your Assets During Bankruptcy

Many clients worry about losing their property during bankruptcy. Under Georgia law, you can protect significant assets through bankruptcy exemptions. These include up to $21,500 in home equity ($43,000 for married couples filing jointly), $5,000 in vehicle equity, $5,000 in household goods, and 100% of qualified retirement accounts. As your attorney, I'll work diligently to help you keep your essential property while eliminating debt.

Keeping Your Home in Chapter 7

If you're current on your mortgage payments and your home equity falls within Georgia's exemption limits, you can typically keep your home through Chapter 7 bankruptcy. For those behind on payments, we'll explore all available options, including whether Chapter 13 bankruptcy might better serve your needs for maintaining homeownership.

Protecting Your Assets During Bankruptcy

Many clients worry about losing their property during bankruptcy. Under Georgia law, you can protect significant assets through bankruptcy exemptions. These include up to $21,500 in home equity ($43,000 for married couples filing jointly), $5,000 in vehicle equity, $5,000 in household goods, and 100% of qualified retirement accounts. As your attorney, I'll work diligently to help you keep your essential property while eliminating debt.

Keeping Your Home in Chapter 7

If you're current on your mortgage payments and your home equity falls within Georgia's exemption limits, you can typically keep your home through Chapter 7 bankruptcy. For those behind on payments, we'll explore all available options, including whether Chapter 13 bankruptcy might better serve your needs for maintaining homeownership.

Eligibility and Timing

To qualify for Chapter 7 bankruptcy, you must pass Georgia's means test, which compares your income to the state's median income levels. Additionally, you cannot have received a Chapter 7 discharge within the past eight years. During your free consultation, we'll evaluate your eligibility and discuss all available options for debt relief.

Expert Guidance Through Every Step

Filing bankruptcy requires careful attention to detail and thorough understanding of federal and state laws. As your attorney, I personally handle every aspect of your case, ensuring accurate documentation, proper asset protection, and full compliance with all legal requirements. Unlike large bankruptcy firms, you'll work directly with me throughout the entire process.

Serving Metro Atlanta Communities

My practice serves clients throughout the Atlanta metropolitan area, including Sandy Springs, Roswell, Johns Creek, Marietta, Alpharetta, Dunwoody, Smyrna, Peachtree Corners, Tucker, and Mableton. With extensive experience in local bankruptcy courts, I help navigate the Chapter 7 process efficiently and effectively.

Begin Your Fresh Start Today

If you're struggling with overwhelming debt, Chapter 7 bankruptcy may provide the relief you need. Contact my office today for a free consultation to discuss your options and begin your journey to financial recovery. Together, we'll evaluate your situation and develop a strategy to help you achieve a debt-free future.